/* ===== CORE VARIABLES ===== */
:root {
    --primary-blue: #1e3a8a;
    --accent-gold: #d4af37;
    --dark-navy: #0f172a;
    --text-dark: #1e293b;
    --text-medium: #475569;
    --bg-light: #f8fafc;
    --bg-white: #ffffff;
}

/* ===== ABOUT US - 2 COLUMN LAYOUT ===== */
.two-column-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 25px;
    margin-bottom: 25px;
}

.section-card {
    background: var(--bg-white);
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.06);
    position: relative;
    border-top: 4px solid var(--accent-gold);
    transition: all 0.3s ease;
}

.section-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.12);
}

.section-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.section-number {
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, var(--accent-gold) 0%, #f4d03f 100%);
    color: var(--dark-navy);
    font-size: 1.2rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.section-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--dark-navy);
    margin: 0;
}

.section-content {
    font-size: 0.95rem;
    color: var(--text-medium);
    line-height: 1.7;
}

.section-content p {
    margin-bottom: 10px;
}

/* Goals List */
.goals-list {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
    margin-top: 15px;
}

.goal-item {
    padding: 10px 15px;
    background: var(--bg-light);
    border-left: 3px solid var(--accent-gold);
    border-radius: 6px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-dark);
}

/* Stats Container */
.stats-container {
    display: flex;
    gap: 30px;
    margin-top: 15px;
}

.stat-item {
    flex: 1;
}

.stat-number {
    font-size: 2rem;
    font-weight: 700;
    color: var(--accent-gold);
    display: block;
    margin-bottom: 5px;
}

.stat-label {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 5px;
}

.stat-desc {
    color: var(--text-medium);
    line-height: 1.5;
}

/* Strengths */
.strength-item {
    border-bottom: 1px solid var(--bg-light);
}

.strength-item:last-child {
    border-bottom: none;
    margin-bottom: 0;
    padding-bottom: 0;
}

.strength-header {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 8px;
}

.strength-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--accent-gold) 100%);
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    flex-shrink: 0;
}

.strength-title {
    font-size: 1rem;
    font-weight: 600;
    color: var(--dark-navy);
    margin: 0;
    margin-bottom:5px;
}

.strength-desc {
    font-size: 0.9rem;
    color: var(--text-medium);
    line-height: 1.6;
}

/* Commitment Highlight */
.commitment-highlight {
    background: linear-gradient(135deg, var(--primary-blue) 0%, var(--dark-navy) 100%);
    color: #ffffff;
    padding: 25px;
    border-radius: 10px;
    margin-top: 15px;
    font-size: 0.95rem;
    line-height: 1.7;
    font-weight: 500;
    text-align: center;
}

/* ===== MUTUAL FUND PAGE ===== */
.intro-section {
    background: #ffffff;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 2px 15px rgba(0, 0, 0, 0.06);
    margin-bottom: 40px;
    border-left: 5px solid #d4af37;
}

.intro-text {
    font-size: 1.05rem;
    line-height: 1.8;
    margin-bottom: 15px;
}

.section-heading {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 35px;
    text-align: center;
    position: relative;
    padding-bottom: 15px;
}

.section-heading::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    width: 80px;
    height: 4px;
    background: linear-gradient(90deg, #d4af37 0%, #f4d03f 100%);
    border-radius: 2px;
}

.fund-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 25px;
    margin-bottom: 30px;
}

.fund-card {
    background: #ffffff;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 3px 20px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
    border-top: 4px solid #1e3a8a;
    position: relative;
}

.fund-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.15);
}

.fund-number {
    position: absolute;
    top: -15px;
    right: 25px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #d4af37 0%, #f4d03f 100%);
    color: #0f172a;
    font-size: 1.5rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 15px rgba(212, 175, 55, 0.4);
}

.fund-title {
    font-size: 1.6rem;
    font-weight: 700;
    margin-bottom: 18px;
    color: #0f172a;
}

.fund-description {
    font-size: 0.98rem;
    line-height: 1.7;
    color: #475569;
    margin-bottom: 20px;
}

.fund-features {
    list-style: none;
    padding: 0;
}

.fund-features li {
    padding: 8px 0 8px 30px;
    position: relative;
    font-size: 0.95rem;
    color: #1e293b;
}

.fund-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: #d4af37;
    font-weight: 700;
    font-size: 1.2rem;
}

.fund-suitability {
    margin-top: 20px;
    padding: 15px;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
    border-radius: 8px;
    border-left: 3px solid #1e3a8a;
}

.suitability-label {
    font-weight: 600;
    color: #0f172a;
    font-size: 0.9rem;
    margin-bottom: 5px;
    display: block;
}

.suitability-text {
    font-size: 0.9rem;
    color: #475569;
}

.fund-card.equity { border-top-color: #2563eb; }
.fund-card.debt { border-top-color: #16a34a; }
.fund-card.hybrid { border-top-color: #9333ea; }
.fund-card.index { border-top-color: #ea580c; }
.fund-card.elss { border-top-color: #dc2626; }

.fund-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: #ffffff;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    margin-bottom: 15px;
}

/* ===== INSURANCE PAGE ===== */
.insurance-main-card {
    background: #ffffff;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 3px 25px rgba(0, 0, 0, 0.08);
    margin-bottom: 40px;
    border-left: 6px solid #d4af37;
}

.insurance-type-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 25px;
    color: #0f172a;
    display: flex;
    align-items: center;
    gap: 15px;
}

.insurance-icon {
    width: 55px;
    height: 55px;
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: #ffffff;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    flex-shrink: 0;
}

.insurance-description {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 25px;
}

.insurance-highlight {
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
    padding: 20px;
    border-radius: 10px;
    border-left: 4px solid #1e3a8a;
    margin-bottom: 25px;
}

.why-section {
    margin-top: 30px;
}

.why-title {
    font-size: 1.5rem;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 20px;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 15px;
}

.benefit-item {
    background: #ffffff;
    padding: 18px 20px;
    border-radius: 8px;
    border-left: 3px solid #d4af37;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    transition: all 0.3s ease;
}

.benefit-item:hover {
    transform: translateX(5px);
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.benefit-item::before {
    content: '✓';
    color: #d4af37;
    font-weight: 700;
    font-size: 1.3rem;
    margin-right: 10px;
}

.partners-section {
    margin-top: 35px;
    padding: 25px;
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    border-radius: 10px;
    color: #ffffff;
}

.partners-title {
    font-size: 1.3rem;
    font-weight: 700;
    margin-bottom: 15px;
    color: #d4af37;
}

.partners-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 15px;
}

.partner-logo {
    background: rgba(255, 255, 255, 0.1);
    padding: 15px;
    border-radius: 8px;
    text-align: center;
    border: 1px solid rgba(255, 255, 255, 0.2);
    transition: all 0.3s ease;
}

.partner-logo:hover {
    background: rgba(255, 255, 255, 0.15);
    transform: translateY(-3px);
}

.partner-name {
    font-size: 0.95rem;
    font-weight: 500;
    color: #ffffff;
}

.general-types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 20px;
    margin-top: 25px;
}

.general-type-card {
    background: #ffffff;
    padding: 25px;
    border-radius: 10px;
    box-shadow: 0 3px 15px rgba(0, 0, 0, 0.06);
    border-top: 3px solid #d4af37;
    transition: all 0.3s ease;
}

.general-type-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 6px 25px rgba(0, 0, 0, 0.12);
}

.type-name {
    font-size: 1.2rem;
    font-weight: 700;
    color: #0f172a;
}

/* ===== INVESTMENT PRODUCTS PAGE ===== */
.product-card {
    background: #ffffff;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 3px 25px rgba(0, 0, 0, 0.08);
    margin-bottom: 35px;
    border-left: 6px solid #d4af37;
    position: relative;
}

.product-number {
    position: absolute;
    top: -15px;
    right: 30px;
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #d4af37 0%, #f4d03f 100%);
    color: #0f172a;
    font-size: 1.5rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 15px rgba(212, 175, 55, 0.4);
}

.product-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 25px;
}

.product-icon {
    width: 55px;
    height: 55px;
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: #ffffff;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.8rem;
    flex-shrink: 0;
}

.product-title {
    font-size: 2rem;
    font-weight: 700;
    color: #0f172a;
}

.product-description {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 25px;
}

.services-section {
    margin-top: 25px;
}

.services-title {
    font-size: 1.3rem;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 15px;
}

.services-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 12px;
}

.service-item {
    background: #f8fafc;
    padding: 15px 18px;
    border-radius: 8px;
    border-left: 3px solid #1e3a8a;
    font-size: 0.95rem;
    color: #1e293b;
    font-weight: 500;
    transition: all 0.3s ease;
}

.service-item:hover {
    transform: translateX(5px);
    box-shadow: 0 3px 12px rgba(0, 0, 0, 0.08);
    background: #ffffff;
}

.service-item::before {
    content: '▸';
    color: #d4af37;
    font-weight: 700;
    margin-right: 10px;
}

.types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 20px;
    margin-top: 20px;
}

.type-card {
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
    padding: 25px;
    border-radius: 10px;
    border-top: 3px solid #d4af37;
}

.type-number {
    display: inline-block;
    width: 35px;
    height: 35px;
    background: #1e3a8a;
    color: #ffffff;
    font-weight: 700;
    border-radius: 50%;
    text-align: center;
    line-height: 35px;
    margin-bottom: 12px;
}

.type-description {
    font-size: 0.9rem;
    color: #475569;
    line-height: 1.6;
}

.highlight-box {
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: #ffffff;
    padding: 25px;
    border-radius: 10px;
    margin-top: 20px;
}

.highlight-title {
    font-size: 1.2rem;
    font-weight: 700;
    color: #d4af37;
    margin-bottom: 12px;
}

.highlight-text {
    font-size: 1rem;
    line-height: 1.7;
}

.partner-section {
    margin-top: 30px;
    padding: 20px;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
    border-radius: 10px;
    border-left: 4px solid #d4af37;
}

.partner-title {
    font-size: 1.1rem;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 12px;
}

.partner-list {
    display: flex;
    flex-wrap: wrap;
    gap: 15px;
}

.partner-badge {
    background: #ffffff;
    padding: 10px 20px;
    border-radius: 8px;
    font-size: 0.95rem;
    font-weight: 600;
    color: #1e3a8a;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.06);
}

.note-box {
    background: #fef3c7;
    border-left: 4px solid #f59e0b;
    padding: 18px 20px;
    border-radius: 8px;
    margin-top: 20px;
}

.note-text {
    font-size: 0.95rem;
    color: #78350f;
    font-weight: 500;
}

/* ===== INCOME TAX PAGE ===== */
.intro-header {
    background: #ffffff;
    padding: 50px 5%;
    border-bottom: 3px solid #d4af37;
    margin-bottom: 50px;
}

.intro-content {
    max-width: 1100px;
    margin: 0 auto;
}

.intro-title {
    font-size: 2.8rem;
    font-weight: 700;
    color: #0f172a;
    margin-bottom: 25px;
    text-align: center;
}

.intro-description {
    font-size: 1.05rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 20px;
    text-align: center;
}

.intro-tagline {
    text-align: center;
    margin-top: 30px;
    padding: 20px 30px;
    background: linear-gradient(135deg, #f1f5f9 0%, #e2e8f0 100%);
    border-radius: 10px;
    border-left: 4px solid #d4af37;
    display: inline-block;
    width: 100%;
}

.tagline-text {
    font-size: 1.15rem;
    font-weight: 600;
    color: #1e3a8a;
    letter-spacing: 0.5px;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
}

.service-card {
    background: #ffffff;
    padding: 40px;
    border-radius: 12px;
    box-shadow: 0 4px 25px rgba(0, 0, 0, 0.08);
    border-top: 5px solid #1e3a8a;
    transition: all 0.3s ease;
    position: relative;
}

.service-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 8px 35px rgba(0, 0, 0, 0.15);
}

.service-card::before {
    content: '✓';
    position: absolute;
    top: -18px;
    left: 35px;
    width: 40px;
    height: 40px;
    background: linear-gradient(135deg, #16a34a 0%, #15803d 100%);
    color: #ffffff;
    font-size: 1.5rem;
    font-weight: 700;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 4px 15px rgba(22, 163, 74, 0.3);
}

.service-header {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
}

.service-icon {
    width: 50px;
    height: 50px;
    background: linear-gradient(135deg, #1e3a8a 0%, #0f172a 100%);
    color: #ffffff;
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.6rem;
    flex-shrink: 0;
}

.service-title {
    font-size: 1.6rem;
    font-weight: 700;
    color: #0f172a;
}

.service-description {
    font-size: 1rem;
    line-height: 1.8;
    color: #475569;
    margin-bottom: 20px;
}

.service-features {
    margin-top: 20px;
}

.features-intro {
    font-size: 0.95rem;
    font-weight: 600;
    color: #1e293b;
    margin-bottom: 12px;
}

.feature-list {
    list-style: none;
    padding: 0;
}

.feature-list li {
    padding: 8px 0 8px 28px;
    position: relative;
    font-size: 0.95rem;
    color: #1e293b;
}

.feature-list li::before {
    content: '▸';
    position: absolute;
    left: 0;
    color: #d4af37;
    font-weight: 700;
    font-size: 1.1rem;
}

.service-highlight {
    margin-top: 20px;
    padding: 15px 20px;
    background: linear-gradient(135deg, #fef3c7 0%, #fde68a 100%);
    border-left: 4px solid #d97706;
    border-radius: 8px;
}

.service-card.itr { border-top-color: #2563eb; }
.service-card.planning { border-top-color: #16a34a; }
.service-card.capital { border-top-color: #9333ea; }
.service-card.notices { border-top-color: #dc2626; }
.service-card.nri { border-top-color: #ea580c; }

/* ===== RESPONSIVE STYLES ===== */
@media (max-width: 968px) {
    .two-column-grid,
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .goals-list {
        grid-template-columns: 1fr;
    }
    
    .stats-container {
        flex-direction: column;
        gap: 20px;
    }
}

@media (max-width: 768px) {
    .intro-header {
        padding: 40px 5%;
    }
    
    .intro-title {
        font-size: 2.2rem;
    }
    
    .intro-description {
        font-size: 1rem;
    }
    
    .intro-tagline {
        padding: 15px 20px;
    }
    
    .tagline-text {
        font-size: 1rem;
    }
    
    .section-card,
    .insurance-main-card,
    .product-card,
    .service-card {
        padding: 30px;
    }
    
    .section-title,
    .section-heading {
        font-size: 2rem;
    }
    
    .insurance-type-title,
    .product-title {
        font-size: 1.6rem;
        flex-direction: column;
        align-items: flex-start;
    }
    
    .fund-grid,
    .benefits-grid,
    .general-types-grid,
    .services-list,
    .types-grid {
        grid-template-columns: 1fr;
    }
    
    .intro-section {
        padding: 30px;
    }
}

@media (max-width: 640px) {
    .section-card {
        padding: 25px;
    }
    
    .section-title {
        font-size: 1.3rem;
    }
    
    .strength-desc {
        padding-left: 0;
        margin-top: 8px;
    }
}

@media (max-width: 480px) {
    .intro-title {
        font-size: 1.8rem;
    }
    
    .intro-tagline {
        padding: 12px 15px;
    }
    
    .tagline-text {
        font-size: 0.9rem;
    }
    
    .fund-title {
        font-size: 1.4rem;
    }
    
    .insurance-type-title,
    .product-title {
        font-size: 1.4rem;
    }
    
    .service-header,
    .product-header {
        flex-direction: column;
        align-items: flex-start;
    }
}

/* ===== ANIMATIONS ===== */
.fade-in {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

.stagger-1 { transition-delay: 0.1s; }
.stagger-2 { transition-delay: 0.2s; }
.stagger-3 { transition-delay: 0.3s; }
.stagger-4 { transition-delay: 0.4s; }
.stagger-5 { transition-delay: 0.5s; }